Home Loan

For a home of your own

Home Loan

For a home of your own

CBC Home Loan comes to you on the solid foundation of trust and transparency built in the tradition of Commercial Bank of Ceylon, Bangladesh.

With our Home Loan buy a House, ready flat/under-construction / semi-completed or secondhand flat that you’ve set your heart with not just an attractive rate of interest but also an unmatched level of services. Best Practices followed in CBC mentioned below will tell you why it makes sense to do business with Commercial Bank of Ceylon, Bangladesh.

The Essentials

 Discounts on building materials

 Loans to build, purchase, renovate or settle an existing Home Loan

CBC Home Loans Unique Advantage

  • Loan amount up to BDT 12 Million
  • Low interest rates and interest is charged on reducing balance method
  • Early settlement and partial prepayment options
  • Low processing charges.
  • No hidden costs or administrative charges.
  • Guidance throughout the process

You could obtain a home loan for

  • Purchasing a Flat /house
  • Building a house
  • Completing a partially built house
  • Renovate, extend or complete a house
  • Paying off an existing home related loan

To qualify

You should have a regular monthly income, individually or jointly with your spouse. This income should be sufficient to meet the monthly loan commitment as well as living and other expenses.

Product Features

  • Loan amount up to BDT 12 Million
  • Equity Ration : 70:30
  • Competitive interest rates and absolutely transparent fees & charges
  • Loan tenure of up to 20 years
  • Mortgage property location : Dhaka Metro, Chittagong, Sylhet and Narayangonj City Corporation area, Savar, Gazipur     and Tongi Municipal area
  • Applicant must be permanent resident of Bangladesh
  • Minimum age 25 years & maximum age 65 years at the time of maturity
  • Decreasing Term Assurance Policy (DTAP)

To relieve the borrower’s family of the burden of the loan in the event of borrower’s death or permanent total disability or/and any such unforeseen circumstances, our Home Loan” is designed with a very attractive credit-life insurance bundle scheme called Decreasing Term Assurance Policy (DTAP). The insurance coverage is provided by one of the best life insurance companies in the country.

Common Documents:

  • Latest one year’s personal bank statement
  • Photocopy of national ID/Passport
  • Business card/ visiting card of the applicant
  • Business card/ visiting card of the applicant
  • One copy passport size photograph of guarantor
  • Allotment Letter/ Allotment Agreement/ Byna Deed/ Property related documents
  • Registered ownership deed for Home Credit / Take Over
  • Price quotation for Home Credit

Salaried Individuals

  • Letter of Introduction stating salary, issued by the employer
  • Latest 01year salary account statement

Business person

  • Copy of Trade License for last 3 years
  • Company’s bank statement for last one year
  • Registered partnership deed for partnership company
  • Memorandum of Articles, Certificate of Incorporation, Latest Schedule X for Private Limited Company

Self employed person

  • Professional Certificate issued by authorized institution
  • Declaration on self-pad along with seal
  • Certificate of Professional degree

Land Lord

  • Registered ownership deed
  • Rental deed
  • Copy of any utility bill (Electricity/ Water/Gas)

Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Apply for a loan

Who can apply

 If you are a salaried employee or a freelance professionals over the age of 18 years with a regular monthly income (minimum Rs 25,000), individually or jointly with your spouse, you can apply for this facility.

How to apply

 Download application form and submit the filled form to any Commercial Bank branch

 You can also visit a branch of your choice to apply for the loan

Apply Now

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K Sripavan

Chairman

Mr Kanagasabapathy Sripavan was appointed as the Chief Justice of the Democratic Socialist Republic of Sri Lanka in January 2015 and held office until March 2017. During this period he functioned as the Chairman of the Judicial Services Commission of Sri Lanka, Chairman of the Incorporated Council of Legal Education, Chairman of the Sri Lanka Judges’ Institute and Chairman of the Superior Court Complex Board of Management.

Mr Sripavan was enrolled as an Attorney-at-Law of the Supreme Court of Sri Lanka in 1977. He obtained a Diploma in Industrial Law from the University of Colombo in 1992 and Master of Laws from the University of London in 1994.

He functioned as the Head of the Court of Appeal Unit in the Attorney General’s Department and handled a large volume of work both in the Court of Appeal and in the Supreme Court including Bills and Fundamental Rights Applications. Prior to the elevation to the Court of Appeal Bench he functioned as a Legal Consultant for the National Savings Bank for two years.

He was appointed a Judge of the Court of Appeal in May 2002 and was elevated to the post of President of the Court of Appeal in March 2007 by his Excellency the President. In March 2008 he was elevated to the Supreme Court Bench.