Rates & Tariffs
Interest Rates
Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
PCS (Privilege Customer Scheme) Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.25%
|
Special PCS Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
Savings (Monthly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
Bonus Savings (Half-Yearly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.00%
|
Investment Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Investment Savings
|
6.00%
|
Freecom Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
DotCom (Teen Saver) Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DotCom (Teen Saver) Accounts
|
1.25%
|
Ananya Savings Account (Savings Account for Ladies)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Breakdown of Ananya Account
|
0.00%
|
|
BDT 0 -- BDT 25,000
|
1.50%
|
|
BDT 25,001 -- BDT 100,000
|
2.00%
|
|
BDT 100,001 – BDT 1,000,000
|
2.50%
|
|
BDT 1,000,001 and Above
|
|
Shamriddhi Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
'SHAMRIDDHI' Tiered Savings (Half-Yearly Interest)
|
1.00% - 2.00%
|
|
Breakdown of Shamriddhi Account
|
|
|
BDT 50,001 -- BDT 500,000
|
1.00%
|
|
BDT 500,001 – BDT 2,000,000
|
1.25%
|
|
BDT 2,000,001 – BDT 10,000,000
|
1.50%
|
|
BDT 10,000,001 and Above
|
2.00%
|
Special Notice Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
SPECIAL NOTICE DEPOSITS (SND)
|
1.00% - 2.50
|
|
BREAKDOWN OF SPECTAL NOTTCE DEPOSTT (SND)
|
|
|
Less than 10 Million
|
1.00%
|
|
10 Million & above but less than 250 Million
|
1.00%
|
|
250 Million & above but less than 500 Million
|
1.25%
|
|
500 Million & above but less than 1 Billion
|
1.50%
|
|
1 Billion & above
|
2.50%
|
Fixed Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL & NON INDIVIDUAL
|
|
|
1 Month FD (Any Amount)
|
6.00% (AER : 6.17%)
|
|
2 Month FD (Any Amount)
|
6.00% (AER : 6.15%)
|
|
85 DAYS FD (Up-to BDT 500 Million )
|
9.50% (AER : 9.85%)
|
|
85 DAYS FD (BDT 500 Million & above)
|
10.50% (AER : 10.93%)
|
|
3 MONTH FD (Up-to BDT 500 Mn)
|
5.00% (AER : 5.09%)
|
|
3 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
9.00% (AER : 9.31%)
|
|
3 MONTH FD (BDT 1.00 Bn & Above)
|
11.75% (AER : 12.28%)
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
10.00% (AER : 10.37%)
|
|
100 DAYS FD (BDT 1.00 Bn & above)
|
10.50% (AER : 10.90%)
|
|
6 MONTH FD (Up-to BDT 500 Mn)
|
5.50% (AER : 5.58%)
|
|
6 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
8.00% (AER : 8.16%)
|
|
6 MONTH FD (BDT 1.00 Bn & Above)
|
10.50% (AER : 10.78%)
|
|
200 DAYS FD (Up-to BDT 1Bn)
|
10.50% (AER : 10.74%)
|
|
200 DAYS FD (BDT 1 Bn & Above)
|
11.25% (AER : 11.53%)
|
|
355 DAYS FD (Up-to BDT 1 Bn)
|
11.00% (AER : 11.01%)
|
|
355 DAYS FD (BDT 1 Bn & Above)
|
11.50% (AER : 11.51%)
|
|
1 YEAR FD (Up-to BDT 500 Mn)
|
6.00%
|
|
1 YEAR FD (BDT 500 Mn to BDT 1.00 Bn)
|
7.50%
|
|
1 YEAR FD (BDT 1.00 Bn and Above))
|
11.50%
|
|
366 DAYS FD (Up-to BDT lBn)
|
10.00% (AER : 9.99%)
|
|
366 DAYS FD (BDT 1Bn & above)
|
12.00% (AER : 11.99%)
|
|
2 YEAR FD - Interest to be paid at maturity
|
7.50% (AER : 7.24%)
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
8.00% (AER : 7.43%)
|
|
3 YEAR FD (BDT 500 Mn & Above)
|
8.50% (AER : 7.87%)
|
|
FDR - ANNUAL INTEREST
|
|
|
2 YEAR FD
|
7.00% (AER : 6.77%)
|
|
3 YEAR FD
|
7.50% (AER : 7.00%)
|
|
5 YEAR FD (HIGH 5 FD) - (Any Amount)
|
13.00% (AER : 10.53%)
|
|
FDR - MONTHLY INTEREST
|
|
|
1 YEAR FD
|
6.50%
|
|
2 YEAR FD
|
6.65% (AER : 6.86%)
|
|
3 YEAR FD
|
6.75% (AER : 6.96%)
|
|
FDR - QUARTERLY INTEREST
|
|
|
1 YEAR FD
|
6.60%
|
|
2 YEAR FD
|
6.75% (AER : 6.92%)
|
|
3 YEAR FD
|
6.85% (AER : 7.03%)
|
|
FDR - HALF YEARLY INTEREST
|
|
|
1 YEAR FD
|
6.70%
|
|
2 YEAR FD
|
6.85% (AER : 6.97%)
|
|
3 YEAR FD
|
6.95% (AER : 7.07%)
|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL
|
|
|
3 MONTH FD
|
8.00% (AER : 8.24%)
|
|
6 MONTH FD
|
8.00% (AER : 8.16%)
|
|
1 YEAR FD
|
8.00% (AER : 8.00%)
|
|
2 YEAR FD
|
8.50% (AER : 8.17%)
|
|
3 YEAR FD
|
9.00% (AER : 8.29%)
|
|
E FD (FIXED DEPOSIT) RATES – INDIVIDUAL
|
|
|
85 DAYS FD (Up-to BDT 500 Mn)
|
10.00% (AER : 10.39%)
|
|
85 DAYS FD (BDT 500 Mn & Above)
|
11.00% (AER : 11.47%)
|
|
3 MONTH FD (Up-to BDT 500 Million)
|
5.50% (AER : 5.61%)
|
|
3 MONTH FD (From BDT 500 Mn up-to BDT 1.00 Bn)
|
9.50% (AER : 9.84%)
|
|
3 MONTH FD (From BDT 1.00 Bn and above)
|
12.25% (AER : 12.82%)
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
10.50% (AER : 10.92%)
|
|
100 DAYS FD (From BDT 1 .00 Bn & above)
|
11.00% (AER : 11.46%)
|
|
6 MONTH FD (Up-to BDT 500 Mn))
|
6.00% (AER : 6.09%)
|
|
6 MONTH FD (From BDT 500 Mn upto BDT 1.00 Bn)
|
8.50% (AER : 8.68%)
|
|
6 MONTH FD (From BDT 1.00 Bn and above)
|
11.00% (AER : 11.30%)
|
|
200 DAYS FD (Up-to BDT 1.00 Bn)
|
11.00% (AER : 11.27%)
|
|
200 DAYS FD (From BDT 1 Bn & above)
|
11.75% (AER : 12.06%)
|
|
355 DAYS FD (Up-to BDT 1.00 Bn)
|
11.50% (AER : 11.51%)
|
|
355 DAYS FD (BDT 1.00 Bn & Above)
|
12.00% (AER : 12.01%)
|
|
1 YEAR FD (Upto BDT 500 Mn)
|
6.50%
|
|
1 YEAR FD (From 500 Mn up-to BDT 1.00 Bn)
|
8.00%
|
|
1 YEAR FD (From BDT 1.00 Bn and above)
|
12.00%
|
|
366 DAYS FD (Up-to BDT 1Bn)
|
10.50% (AER : 10.49%)
|
|
366 DAYS FD (BDT 1Bn & above)
|
12.50% (AER : 12.49%)
|
|
2 YEAR FD - lnterest to be paid at maturity
|
8.00% (AER : 7.70%)
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
8.50% (AER : 7.87%)
|
|
3 YEAR FD (From BDT 500 Mn and above)
|
9.00% (AER : 8.29%)
|
|
5 YEAR FD - (High 5 FD) Interest to be paid at maturity
|
13.00% (AER : 10.53%)
|
|
FlexiFD (At Maturity Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
12.14% (AER : 11.48%)
|
|
3 YEAR FlexiFD (Any Amount)
|
12.64% (AER : 11.31%)
|
|
4 YEAR FlexiFD (Any Amount)
|
13.14% (AER : 11.14%)
|
|
FlexiFD (At Maturity Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
12.14% (AER : 11.48%)
|
|
3 YEAR FlexiFD (Any Amount)
|
12.64% (AER : 11.31%)
|
|
4 YEAR FlexiFD (Any Amount)
|
13.14% (AER : 11.14%)
|
|
FlexiFD (Quarterly Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.14% (AER : 11.61%)
|
|
3 YEAR FlexiFD (Any Amount)
|
11.14% (AER : 11.61%)
|
|
4 YEAR FlexiFD (Any Amount)
|
11.14% (AER : 11.61%)
|
|
FlexiFD (Quarterly Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.14% (AER : 11.61%)
|
|
3 YEAR FlexiFD (Any Amount)
|
11.14% (AER : 11.61%)
|
|
4 YEAR FlexiFD (Any Amount)
|
11.14% (AER : 11.61%)
|
|
E FlexiFD - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
12.14% (AER : 11.48%)
|
|
3 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
12.64% (AER : 11.31%)
|
|
4 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
13.14% (AER : 11.14%)
|
|
E FlexiFD - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.14% (AER : 11.61%)
|
|
3 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.14% (AER : 11.61%)
|
|
4 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.14% (AER : 11.61%)
|
Dream Planner Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DREAM PLANNER SAVINGS
|
9.00%
|
DPS Plus
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DPS Plus
|
9.00%
|
Money Market Accounts (MMA)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account (MMA)
|
1.25% - 1.50%
|
Special Money Market Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account
|
2.00% - 8.50%
|
Forward Contract Buildup Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Forward Contract Buildup Account
|
1.00%
|
Money Market - Government Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Government Account
|
2.50% - 6.25%
|
Money Market Local Government & Employee Provident Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Local Government and Employee Provident Fund
|
3.00% - 9.00%
|
Money Market - Financial Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Financial Institutions
|
7.00% - 12.50%
|
Special Money Market Account For High Commissions & Embassies
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account For High Commissions & Embassies
|
2.00% - 3.75%
|
Money Market Account - Employee Gratuity Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Employee Gratuity Fund
|
2.50% - 3.00%
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
2.85%
|
Money Market Account - Employee Gratuity Fund - Communications Industry
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Employee Gratuity Fund - Communications Industry
|
2.50% - 3.00%
|
Money Market Account - Educational Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Educational Institutions
|
6.00%
|