Rates & Tariffs
Interest Rates
Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
PCS (Privilege Customer Scheme) Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.25%
|
Special PCS Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
Savings (Monthly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
Bonus Savings (Half-Yearly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.00%
|
Investment Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Investment Savings
|
3.00%
|
Freecom Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
DotCom (Teen Saver) Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DotCom (Teen Saver) Accounts
|
1.25%
|
Ananya Savings Account (Savings Account for Ladies)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 -- BDT 100,000
|
1.50%
|
|
BDT 100,001 – BDT 1,000,00
|
2.00%
|
|
BDT 1,000,001 and Above
|
2.50%
|
Shamriddhi Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
'SHAMRIDDHI' Tiered Savings (Half-Yearly Interest)
|
1.00% - 2.00%
|
|
BDT 50,001 -- BDT 500,000
|
1.00%
|
|
BDT 500,001 – BDT 2,000,000
|
1.25%
|
|
BDT 2,000,001 – BDT 10,000,000
|
1.50%
|
|
BDT 10,000,001 and Above
|
2.00%
|
Special Notice Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
SPECIAL NOTICE DEPOSITS (SND)
|
1.00% - 2.50
|
|
Less than 10 Million
|
1.00%
|
|
10 Million & above but less than 250 Million
|
1.00%
|
|
250 Million & above but less than 500 Million
|
1.25%
|
|
500 Million & above but less than 1 Billion
|
1.50%
|
|
1 Billion & above
|
2.50%
|
Fixed Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL & NON INDIVIDUAL
|
|
|
1 Month FD (Any Amount)
|
2.00% (AER : 2.02%)
|
|
2 Month FD (Any Amount)
|
2.00% (AER : 2.02%)
|
|
85 DAYS FD (Up-to BDT 500 Million )
|
8.50% (AER : 8.78%)
|
|
85 DAYS FD (BDT 500 Million & above)
|
9.00% (AER : 9.31%)
|
|
FIXED DEPOSIT RATES (FDR) – NON INDIVIDUAL
|
|
|
3 MONTH FD (Up-to BDT 500 Mn)
|
1.50% (AER : 1.51%)
|
|
3 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
4.50% (AER : 4.58%)
|
|
3 MONTH FD (BDT 1.00 Bn & Above)
|
7.00% (AER : 7.19%)
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
9.00% (AER : 9.30%)
|
|
100 DAYS FD (BDT 1.00 Bn & above)
|
9.50% (AER : 9.83%)
|
|
6 MONTH FD (Up-to BDT 500 Mn)
|
2.50% (AER : 2.51%)
|
|
6 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
6.00% (AER : 6.09%)
|
|
6 MONTH FD (BDT 1.00 Bn & Above)
|
7.50% (AER : 7.64%)
|
|
200 DAYS FD (Up-to BDT 1Bn)
|
9.50% (AER : 9.70%)
|
|
200 DAYS FD (BDT 1 Bn & Above)
|
10.00% (AER : 10.22%)
|
|
355 DAYS FD (Up-to BDT 1 Bn)
|
10.00% (AER : 10.01%)
|
|
355 DAYS FD (BDT 1 Bn & Above)
|
10.50% (AER : 10.51%)
|
|
1 YEAR FD (Up-to BDT 500 Mn)
|
3.25%
|
|
1 YEAR FD (BDT 500 Mn to BDT 1.00 Bn)
|
6.00%
|
|
1 YEAR FD (BDT 1.00 Bn and Above))
|
8.00%
|
|
366 DAYS FD
|
7.00%
|
|
2 YEAR FD - Interest to be paid at maturity
|
7.50%
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
8.00%
|
|
3 YEAR FD (BDT 500 Mn &Above)
|
8.50%
|
|
5 YEAR FD - (High 5 FD) Interest to be paid at maturity
|
12.00%
|
|
FDR - ANNUAL INTEREST – NON INDIVIDUAL
|
|
|
2 YEAR FD
|
7.00%
|
|
3 YEAR FD
|
7.50%
|
|
FDR - MONTHLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.50%
|
|
2 YEAR FD
|
6.65%
|
|
3 YEAR FD
|
6.75%
|
|
FDR - QUARTERLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.60%
|
|
2 YEAR FD
|
6.75%
|
|
3 YEAR FD
|
6.85%
|
|
FDR - HALF YEARLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.70%
|
|
2 YEAR FD
|
6.85%
|
|
3 YEAR FD
|
6.95%
|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL
|
|
|
3 MONTH FD (Up-to BDT 1.00 Bn)
|
7.25% (AER : 7.45%)
|
|
3 MONTH FD (BDT 1.00 Bn and Above)
|
9.00% (AER : 9.31%)
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
9.00% (AER : 9.30%)
|
|
100 DAYS FD (BDT 1.00 Bn & Above)
|
9.50% (AER : 9.83%)
|
|
6 MONTH FD (Up-to BDT 1.00 Bn)
|
7.25% (AER : 7.38%)
|
|
6 MONTH FD (BDT 1.00 Bn & Above)
|
9.00% (AER : 9.20%)
|
|
200 DAYS FD (Up-to BDT 1Bn)
|
9.50% (AER : 9.70%)
|
|
200 DAYS FD (BDT 1Bn & Above)
|
10.00% (AER : 10.22%)
|
|
355 DAYS FD (Up-to BDT 1.00 Bn)
|
10.00% (AER : 10.01%)
|
|
355 DAYS FD (BDT 1 Bn & Above)
|
10.00% (AER : 10.51%)
|
|
1 YEAR FD (Up-to BDT 1.00 Bn)
|
7.25% (AER : 7.25%)
|
|
1 YEAR FD (BDT 1.00 Bn & Above)
|
9.25% (AER : 9.25%)
|
|
366 DAYS FD
|
7.00% (AER : 7.25%)
|
|
2 YEAR FD (Up-to BDT 1.00 Bn)
|
7.50% (AER : 7.24%)
|
|
2 YEAR FD (BDT 1.00 Bn & Above)
|
9.25% (AER : 8.86%)
|
|
3 YEAR FD (Up-to BDT 1.00 Bn)
|
7.50% (AER : 7.00%)
|
|
3 YEAR FD (BDT 1.00 Bn & Above)
|
9.25% (AER : 8.51%)
|
|
5 YEAR FD (HIGH 5 FD) - (Any Amount)
|
12.00% (AER : 9.86%)
|
|
E FD (FIXED DEPOSIT) RATES – INDIVIDUAL
|
|
|
85 DAYS FD (Up-to BDT 500 Mn)
|
9.50%
|
|
85 DAYS FD (BDT 500 Mn & Above)
|
10.00%
|
|
3 MONTH FD (Up-to BDT 1.00 Bn)
|
8.25%
|
|
3 MONTH FD (BDT 1.00 Bn & Above)
|
10.00%
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
10.00%
|
|
100 DAYS FD (BDT 1.00 Bn & Above)
|
10.50%
|
|
6 MONTH FD (Up-to BDT 1.00 Bn)
|
8.25%
|
|
6 MONTH FD (BDT 1.00 Bn & Above))
|
10.00%
|
|
200 DAYS FD (Up-to BDT 1.00 Bn)
|
10.50%
|
|
200 DAYS FD (BDT 1.00 Bn & Above)
|
11.00%
|
|
355 DAYS FD (Up-to BDT 1.00 Bn)
|
11.00%
|
|
355 DAYS FD (BDT 1.00 Bn & Above)
|
11.50%
|
|
1 YEAR FD (Up-to BDT 1.00 Bn)
|
8.25%
|
|
1 YEAR FD (BDT 1.00 Bn & Above)
|
10.25%
|
|
366 DAYS FD
|
8.00%
|
|
2 YEAR FD - (Up-to BDT 1.00 Bn)
|
8.50%
|
|
2 YEAR FD - (BDT 1.00 Bn & Above)
|
10.25%
|
|
3 YEAR FD (Up-to BDT 1.00 Bn)
|
8.50%
|
|
3 YEAR FD (BDT 1.00 Bn & Above)
|
10.25%
|
|
FlexiFD (At Maturity Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.80%
|
|
3 YEAR FlexiFD (Any Amount)
|
12.30%
|
|
4 YEAR FlexiFD (Any Amount)
|
12.80%
|
|
FlexiFD (At Maturity Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.80%
|
|
3 YEAR FlexiFD (Any Amount)
|
12.30%
|
|
4 YEAR FlexiFD (Any Amount)
|
12.80%
|
|
FlexiFD (Quarterly Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
10.80%
|
|
3 YEAR FlexiFD (Any Amount)
|
10.80%
|
|
4 YEAR FlexiFD (Any Amount)
|
10.80%
|
|
FlexiFD (Quarterly Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
10.80%
|
|
3 YEAR FlexiFD (Any Amount)
|
10.80%
|
|
4 YEAR FlexiFD (Any Amount)
|
10.80%
|
|
High 5 FD
|
|
|
5 YEAR FD (HIGH 5 FD) - (Any Amount)
|
12.00%
|
Dream Planner Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DREAM PLANNER SAVINGS
|
4.00%
|
DPS Plus
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DPS Plus
|
7.00%
|
Money Market Accounts (MMA)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 250 Mn
|
1.25%
|
|
Above BDT 250 Mn
|
1.50%
|
Special Money Market Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account
|
2.00% - 6.50%
|
Forward Contract Buildup Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Forward Contract Buildup Account
|
1.00%
|
Money Market - Government Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Government Account
|
2.50% - 6.25%
|
Money Market Local Government & Employee Provident Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Local Government and Employee Provident Fund
|
3.00% - 4.00%
|
Money Market - Financial Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 1.00 Bn
|
7.50%
|
|
Above BDT 1.00 Mn
|
9.75%
|
Special Money Market Account For High Commissions & Embassies
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account For High Commissions & Embassies
|
2.00% - 3.75%
|
Money Market Account - Employee Gratuity Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Below BDT 10.00 Mn
|
2.50%
|
|
BDT 10.00 Mn Up-to BDT 100 Mn
|
2.50%
|
|
BDT 100.00 Mn Up-to BDT 400 Mn
|
2.50%
|
|
BDT 400 Mn Up-to BDT 700 Mn
|
2.75%
|
|
BDT 700.00 Mn Up-to BDT 1.00 Bn
|
2.75%
|
|
BDT 1.00 Bn Up-to BDT 1.50 Bn
|
3.00%
|
|
BDT 1.50 Bn & Above
|
2.85%
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
2.85% p.a (Flat)
|
Money Market Account - Employee Gratuity Fund - Communications Industry
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 1.50 Bn
|
2.50%
|
|
BDT 1.50 Bn Up-to BDT 2.25 Bn
|
2.75%
|
|
BDT 2.25 Bn & Above
|
3.00%
|
Money Market Account - Educational Institutions