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Home Loans

For a home of
your own

CBC Home Loan comes to you on the solid foundation of trust and transparency built in the tradition of Commercial Bank of Ceylon, Bangladesh.

With our Home Loan buy a House, ready flat/under-construction / semi-completed or secondhand flat that you’ve set your heart with not just an attractive rate of interest but also an unmatched level of services. Best Practices followed in CBC mentioned below will tell you why it makes sense to do business with Commercial Bank of Ceylon, Bangladesh.


The Essentials

  • Discounts on building materials
  • Loans to build, purchase,  renovate or settle an existing Home Loan




CBC Home Loans Unique Advantage

   Loan amount up to BDT 12 Million

   Low interest rates and interest is charged on reducing balance method

   Early settlement and partial prepayment options

   Low processing charges.

   No hidden costs or administrative charges.

   Guidance throughout the process

You could obtain a home loan for 

   Purchasing a Flat /house

   Building a house

   Completing a partially built house

   Renovate, extend or complete a house

   Paying off an existing home related loan

To qualify

You should have a regular monthly income, individually or jointly with your spouse. This income should be sufficient to meet the monthly loan commitment as well as living and other expenses.

Product Features

   Loan amount up to BDT 12 Million

   Equity Ration : 70:30

   Competitive interest rates and absolutely transparent fees & charges

   Loan tenure of up to 20 years

   Mortgage property location : Dhaka Metro, Chittagong, Sylhet and Narayangonj City Corporation area, Savar, Gazipur     and Tongi Municipal area

   Applicant must be permanent resident of Bangladesh

   Minimum age 25 years & maximum age 65 years at the time of maturity

   Decreasing Term Assurance Policy (DTAP)

To relieve the borrower’s family of the burden of the loan in the event of borrower’s death or permanent total disability or/and any such unforeseen circumstances, our Home Loan” is designed with a very attractive credit-life insurance bundle scheme called Decreasing Term Assurance Policy (DTAP). The insurance coverage is provided by one of the best life insurance companies in the country.

Common Documents:

   Latest one year's personal bank statement

   Photocopy of national ID/Passport

   Business card/ visiting card of the applicant

   Business card/ visiting card of the applicant

   One copy passport size photograph of guarantor

   Allotment Letter/ Allotment Agreement/ Byna Deed/ Property related documents

   Registered ownership deed for Home Credit / Take Over

   Price quotation for Home Credit

Salaried Individuals

   Letter of Introduction stating salary, issued by the employer

   Latest 01year salary account statement

Business person

   Copy of Trade License for last 3 years

   Company’s bank statement for last one year

   Registered partnership deed for partnership company

   Memorandum of Articles, Certificate of Incorporation, Latest Schedule X for Private Limited Company

Self employed person

   Professional Certificate issued by authorized institution

   Declaration on self-pad along with seal

   Certificate of Professional degree

Land Lord

   Registered ownership deed

   Rental deed

   Copy of any utility bill (Electricity/ Water/Gas)

Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Apply for a loan

Who can apply 

If you are a salaried employee or a freelance professionals over the age of 18 years with a regular monthly income (minimum Rs 25,000), individually or jointly with your spouse, you can apply for this facility.

How to apply

  • Download application form and submit the filled form to any Commercial Bank branch 
  • You can also visit a branch of your choice to apply for the loan

Apply now